--- title: Xplor Capital for Momence image: https://lp.momence.com/hubfs/Screenshot%202024-03-18%20at%204.34.43%20PM.png --- [Skip to content](https://lp.momence.com/xplor-capital-momence#main-content) [![Momence\_Logo](https://lp.momence.com/hubfs/Momence_Logo_White.png)](https://momence.com) Get Started # Introducing Xplor Capital YOUR FINANCING SOLUTION FOR ACCELERATED FITNESS BUSINESS GROWTH   Xplor Capital is a game-changing program that will redefine how fitness and wellness businesses like yours access crucial financing. The days of grueling applications and waiting for approvals are over. The future is here, and it's simpler, quicker, and tailored to you. $16M+ Originations¹ 500+ Businesses Funded¹ 82% Take a Second Loan¹ [Check Your Eligibility](https://capital.xplorapps.io/capital/) [See how it works](https://help.momence.com/en/articles/15452019-what-is-xplor-capital) ![1-2 Business Days if approved](https://lp.momence.com/hubfs/1-2%20Business%20Days%20if%20approved.jpg) ## Why Xplor Capital for Momence is a Game-Changer Everything you need to grow your fitness business - without the traditional financing headaches. ![1-Jun-16-2026-07-43-44-8797-PM](https://lp.momence.com/hs-fs/hubfs/1-Jun-16-2026-07-43-44-8797-PM.jpg?width=300&height=300&name=1-Jun-16-2026-07-43-44-8797-PM.jpg) ##### [Simple Pre-Approved Offers](https://www.hubspot.com/) No lengthy applications or paperwork. If you're eligible, we'll send you an email with a pre-approved offer. ![2-4](https://lp.momence.com/hubfs/2-4.jpg) ##### [Fast and Flexible Funding](https://www.hubspot.com/) If approved, funds may be available within 1-2 business days. Click to accept your offer and get the financing you need right when you need it. Repayment flexes with your business revenue. ![3-Jun-16-2026-07-43-44-4627-PM](https://lp.momence.com/hubfs/3-Jun-16-2026-07-43-44-4627-PM.jpg) ##### [Custom-Tailored Financing](https://www.hubspot.com/) Your fitness business is unique, and your financing should be too. Our offers are customized based on your sales data from the Momence platform - no generic one-size-fits-all loans. ![4-2](https://lp.momence.com/hubfs/4-2.jpg) ##### [Empower Your Business Growth](https://www.hubspot.com/) Whether it's new equipment, revamped services, or even a brand-new location - financial limitations shouldn't hold you back. We're here to help you scale with confidence. ## $16M+ Originations1 ## 500+ Businesses Funded1 ## 82% Take a Second Loan1 ## $500 Minimum Loan1 ## How It All Works Three simple steps stand between you and the capital your fitness business needs to grow. ![1-Jun-16-2026-07-51-29-5443-PM](https://lp.momence.com/hs-fs/hubfs/1-Jun-16-2026-07-51-29-5443-PM.jpg?width=50&height=50&name=1-Jun-16-2026-07-51-29-5443-PM.jpg "1-Jun-16-2026-07-51-29-5443-PM") ###### Email Notification Once the program is live, eligible Momence businesses will receive an email with their pre-approved offer amount. Eligibility is based on your sales history in Momence. ![2-Jun-16-2026-07-51-29-5229-PM](https://lp.momence.com/hs-fs/hubfs/2-Jun-16-2026-07-51-29-5229-PM.jpg?width=50&height=50&name=2-Jun-16-2026-07-51-29-5229-PM.jpg "2-Jun-16-2026-07-51-29-5229-PM") ###### Review Your Offer Click the link to see your pre-approved tailored offer — including the amount, total payback, and repayment schedule. Even if you don't have an offer today, you might have one available in the future. ![3-Jun-16-2026-07-51-29-5365-PM](https://lp.momence.com/hs-fs/hubfs/3-Jun-16-2026-07-51-29-5365-PM.jpg?width=50&height=50&name=3-Jun-16-2026-07-51-29-5365-PM.jpg "3-Jun-16-2026-07-51-29-5365-PM") ###### Accept or Decline It's completely up to you. First, complete a short application and review your offer details. If approved, accept your offer to receive your funds typically in 1–2 business days. Or decline if it's not the right fit. Either way, your future eligibility isn't affected. ## Application Flow ###### You're already pre-approved Based on your sales history on Momence - no application, no credit pull for the initial offer. ###### Verify your identity Confirm personal and business information to process your loan application. ###### Link your bank account Connect a bank account to receive your funds directly. ###### Accept your offer Funds available in as little as 1 business day, if approved. ## Ways Fitness & Wellness Businesses Are Using Xplor Capital From boutique studios to full-scale gyms, capital unlocks the next stage of growth. ##### [Equipment Upgrades](https://www.hubspot.com/) Purchase new reformers, bikes, treadmills, or weights to expand class offerings and serve more clients at once. ##### [Open a New Location](https://www.hubspot.com/) Cover security deposits, fit-outs, and initial operating costs for your next studio - without waiting for a bank loan. ##### [Studio Remodel](https://www.hubspot.com/) Refresh your space with new flooring, lighting, or sound systems to attract and retain members. ##### [Instructor Certifications](https://www.hubspot.com/) Invest in your team's credentials - certify instructors in new modalities to grow your class roster and revenue. ##### [Marketing & Growth](https://www.hubspot.com/) Fund a lead-gen push, social media campaigns, or an intro-offer promotion to fill your classes and grow membership. ##### [Staff Expansion](https://www.hubspot.com/) Hire additional instructors or front-desk staff to support growth without putting pressure on your cash flow. [Check Your Eligibility](https://capital.xplorapps.io/capital/) ## Stay Informed and Prepared Got questions? We've got answers. Dive into our FAQ to learn all about how Xplor Capital can benefit your Momence business - from eligibility requirements to repayment terms and everything in between. [Visit The FAQ](https://help.momence.com/en/articles/15452019-what-is-xplor-capital) ## Check Your Eligibility Today No application needed. No credit pull. See your pre-approved offer in minutes - built directly from your Momence sales history. [Check Your Eligibility](https://capital.xplorapps.io/capital/) All loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice. Loans are governed by the Loan Agreement and Parafin's Privacy Policy. Bank transfers are subject to review. ¹Case study: How Xplor Technologies and Parafin bring embedded financing to local service businesses, Jan 2026 ![HIPA Compliant](https://lp.momence.com/hubfs/HIPAA%20Compliant-1.svg "HIPA Compliant") Copyright © 2026 All Rights Reserved. [Privacy Policy |](https://momence.com/webflow/documents/privacy-policy.pdf) [Terms & Conditions](https://momence.com/webflow/documents/Momence-Terms-of-Service.pdf)